Collection Agencies |
Debt Collection Attorneys |
Must stop if debtor refuses to pay |
Bring suits that debtor can't stop |
| Can't garnish wages |
Garnish wages and bank accounts |
| Can't get judgments |
Get judgments that show on credit reports |
| Can't charge interest without debtor's consent |
Can automatically add interest to your claim |
| Can't require that your claim be paid before other claims |
Can help assure that your claim is paid first |
| Have no state administered fund to protect your money |
Are backed by the Virginia State Bar's Clients' Protection Fund. |